Terms of Use

Important Information Concerning the Use of this Web Site

By using this web site, you agree to the terms and conditions set forth below. If you do not agree with any of these terms and conditions, you must not use this website.

Associated Insurance Administrators, Inc. (AIA) and any other trade names by which it operates is not authorized to transact insurance business in every state.  Contact AIA for more information regarding licensing and authority.

This website cannot be used to change or alter current or in force policies. If you are an insured, contact your retail insurance agent. If you are an agent, contact AIA directly regarding changes to current policies.

This website cannot be used to manage active/open, previously reported, and/or closed claims.  If you are an injured worker, contact your employer or the Associated Claims Administrators (ACA) adjuster assigned to your claim. If you are an insured, contact your retail insurance agent and/or ACA.  If you are a retail insurance agent or any other individual or entity, contact ACA about workers’ compensation claims. 

All applications, submissions for quotes, reporting of claims, or other information related to our services is for informational purposes only and not legally binding.   

Descriptions are included herein for the sole purpose of providing a quick reference tool concerning the general nature and types of products and services available through AIA. Products or policies referenced in these descriptions may not be available in all states. The descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions in the subject policies, but are solely provided as general descriptions of the products. Descriptions contained herein are general and informational only. Anyone interested in a particular product should request a copy of the policy to determine the scope and limitations of coverage. These copies can be obtained through your retail insurance agent and/or directly from AIA (if you are the retail insurance agent/agency). 

This publication is provided “as is” without warranty of any kind, either expressed or implied as to its accuracy. AIA assumes no responsibility for errors or omissions in this publication or other documents which are referenced by or linked to this publication. In no event shall AIA be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits whether or not advised of the possibility of damage, and on any theory, arising to or in connection with the use or performance of this information. This publication may not be used to interpret any provision of an insurance policy.

This publication could include technical or other inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in the new editions of the publication. AIA may make changes in the product(s) and/or the program(s) described in this publication at any time without notice.

Use of this web site shall be governed by and construed in accordance with the laws of the State of Alabama, without effect to choice of law or conflict of law rules, provisions, or principles.

Should any provision of these terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions, and the remainder of these terms and conditions will be reformed to carry out the intentions of the parties.

UPDATED August 15, 2020