Commercial Package and BOP Overview

At AIA, we pride ourselves on working with the very best in the business. 

Commercial Specialty

Professional Underwriting Services
Leading Commercial Lines Markets
Admitted, “A” Rated Carriers

Target Industries

  • Apartments/Premises
  • Artisan Contractors
  • Auto Services
  • Hotels/Motels
  • Manufacturing
  • Mercantile/Retail
  • Professional Offices
  • Public Sector
  • Restaurants/Caterers

We provide independent insurance agents access to some of the top Commercial Specialty markets and products.

  • Wide range of acceptable classes
  • Unique BOP with TIV up to $20M
  • Mono-line auto (200 mi max radius)
  • Direct bill payment options
  • No membership fees

We
cover:

  • Boiler & Machinery
  • BOP
  • Commercial Auto
  • Commercial Package
  • Cyber Liability
  • Garage Liability
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella/Excess Liability
  • Workers’ Comp

Recently Written

Apartment Building (Package)
$27,644
Rural Church (Package)
$2,554
HVAC Contractor (GL + Auto)
$38,700
Coffee Shop (Package)
$1,225
Exterior Entry Hotel (BOP)
$11,523
Body Shop (Package + Umbrella)
$17,920
Fine Dining Restaurant (BOP)
$13,447
Non-Profit Organization (D&O)
$15,300
General Contractor (Auto)
$18,200
Insurance Agency (Package + Umbrella)
$6,577
Hair Salon (BOP)
$1,402
Contractor Equipment (Inland Marine)
$21,500

Property Guidelines

  • Risks are expected to be in good condition with heating, wiring, plumbing, etc. updated within 20 yrs
  • Risks must be properly insured to value
  • For risks located in Tier 1 or 2 counties, please contact an underwriter for wind coverage options

Prohibited/Excluded

  • Aircraft exposure
  • Asbestos Removal
  • Dock/Wharf exposure
  • Drilling/Well exposure
  • Explosives/Fireworks
  • Foundation Work
  • House Movers
  • Inflatable exposures
  • Professional Sporting Events
  • Railroad exposure
  • Section 8 Housing
  • Street & Road Construction
  • Student Housing > 50%
  • Taxis/Limousines
  • Tower/Power Line exposures
  • Trucking – Auto Liability

Ready to learn more about our Commercial Package and BOP?

Our underwriters are here to answer your questions!
Reach out today to get started.

Carmella Mills

Senior Underwriter

334-387-3366

Email Carmella
Suellen Unzicker-Kelley

Underwriter

334-387-3386

Email Suellen